Will A Home Security System Reduce Insurance Rates?
Absolutely! The majority of insurance companies give discounts for home security systems, generally ranging from 5-20% based on several different variables. Savings can differ widely according to the type of system you select, the carrier, and where you live. See how to maximize your savings while supplying your family with the highest level of protection.
Why Do Insurers Offer Home Security Discounts?
Security systems lower the risk of theft, which means there’s a lower chance the insurer will be faced with a covered claim. When you have monitored CO detectors, fire alarms, and flood sensors connected to your home’s security, the chance of damage from flooding and fires goes down as well. You’re helping the insurer by decreasing their risk of paying. For this reason, they’re happy to offer a discount.
What Home Security Systems Qualify For The Biggest Discount?
It’s only natural that you wish to save as much as you can. Here are some tips:
- Get professional monitoring. A system monitored by professionals is ideal for your family, and it’s typically required by insurance companies to be eligible for a discount. Gain the peace of mind you deserve and save some cash to boot.
- Integrate monitored safety equipment. You’ll likely qualify for additional savings by lowering the risk of damage due to fires, flooding, and CO leaks. Having your smoke alarms, flood sensors, and carbon monoxide detectors monitored also provides your family an essential backup during emergencies.
- Install a complete security system. Installing a layered defense with surveillance cameras, motion detectors, contact sensors, smart locks, and more, will be looked upon favorably by the carrier and likely lead to greater savings.
Setting up a video camera on its own won’t instantly get you a discount. Remember that your system will need to be professionally monitored.
Tips For Getting Your Home Security Insurance Discount
The initial step to reducing your premiums is to call the insurer after installing your home alarm system. They’ll need to check proof such as a monitoring agreement or professional monitoring certificate. Top home security companies like ADT frequently work with insurers and can assist with the required paperwork.
ADT Systems Check All The Boxes For Insurance Discounts
Get the best defense for your property and enjoy an insurance discount with an ADT alarm system. Boasting the most extensive monitoring network in the country, ADT gives you unmatched 24/7 professional monitoring. You’ll also appreciate full-featured systems with video cameras, smart locks, environmental alarms, and more.
How Much Could You Save? Build Your New ADT System Today
The true perk of ADT alarm systems is the outstanding protection they offer your family. Saving money on your home insurance is a nice bonus. Build your new system by getting in touch with the ADT authorized dealers at Secure 24 Alarm Systems. Place a call to (833) 205-9194 or complete our form below.